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Insurance can help you manage many financial risks such as outliving your assets. It can also help to cover unexpected long-term health care expenses and protect your financial legacy. Your HilltopSecurities advisor will help you create a customized insurance plan that is right for you and your family.
A popular option for clients who are seeking principal protection and future income.
SPIAs generate lifetime income for clients and their spouses. Today’s products provide liquidity and beneficiary protection, in addition to potentially tax-advantaged income.
Variable annuities offer the ability to grow your retirement income, tax deferred, using a variety of investment solutions, along with the potential for market appreciation.
We recognize that your financial obligations still need to be fulfilled if you become unable to work. Disability Income Insurance helps protect you and your family.
No financial plan is complete without reviewing your life insurance needs. Whether it is to replace lost income for your family, to ensure a financial legacy for your heirs or a favorite charity, a HilltopSecurities advisor can help you find the plan that is right for you.
Planning for long-term care expenses allows you to maintain control over how you will be cared for as you age, with coverage for home health care as well as facilities-based care.