Wealth Management
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Insurance Solutions

01

Secure Your Future with the Right Insurance Plan

Insurance can help you manage many financial risks such as outliving your assets. It can also help to cover unexpected long-term health care expenses and protect your financial legacy. Your HilltopSecurities advisor will help you create a customized insurance plan that is right for you and your family.

Explore Our Insurance & Annuity Options

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Fixed Annuities & Fixed Indexed Annuities*

A popular option for clients who are seeking principal protection and future income.

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Single Premium Immediate Annuities (SPIAs)*

SPIAs generate lifetime income for clients and their spouses. Today’s products provide liquidity and beneficiary protection, in addition to potentially tax-advantaged income.

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Variable Annuities**

Variable annuities offer the ability to grow your retirement income, tax deferred, using a variety of investment solutions, along with the potential for market appreciation.

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Disability Income Insurance

We recognize that your financial obligations still need to be fulfilled if you become unable to work. Disability Income Insurance helps protect you and your family.

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Life Insurance***

No financial plan is complete without reviewing your life insurance needs. Whether it is to replace lost income for your family, to ensure a financial legacy for your heirs or a favorite charity, a HilltopSecurities advisor can help you find the plan that is right for you.

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Long-term Care Insurance (LTC)

Planning for long-term care expenses allows you to maintain control over how you will be cared for as you age, with coverage for home health care as well as facilities-based care.

*Annuities are long-term investments. Guarantees are subject to the claims paying ability of the issuing insurance company. Annuities contain mortality, expense charges, account fees, management and administrative fees, and charges for features and riders. Additional fees apply for living-benefit options. Investment restrictions may also apply for all living benefit options. Violating the terms and conditions of the annuity contract may void guarantees. Other restrictions may apply.

**Variable annuities are sold by prospectus. Investors should consider the investment objectives, risks, charges, and expenses carefully before investing. The prospectus, which contains this and other information about the investment company, can be obtained from the investment company or your financial professional. Be sure to read the prospectus carefully before deciding whether to invest.

***The cost and availability of life insurance depends on such factors such as age, health, and the type and amount of insurance purchased. Before implementing a strategy involving life insurance, it would be prudent to make sure that you are insurable by having the policy approved.

CONTACT
Speak to a HilltopSecurities advisor to learn more about insurance and annuity solutions.
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