Thinking of buying your first home? It may be more affordable than you think.

You probably know that homeowners receive a tax deduction from mortgage interest. But there's another tax benefit you may not have heard about. It's not another deduction, but a tax credit you get if you qualify for a Mortgage Credit Certificate. It is the program that keeps on giving as long as the homebuyer lives in the home as their primary residence, and it’s one of the best investments a homebuyer can make when purchasing a home.

To find out if you qualify, click here.