Municipal Commentary by Tom Kozlik

News & Events
- HilltopSecurities Enhances Advisor Platform
- HilltopSecurities Merger Information
- Hilltop Holdings Completes Merger of FSW and SWS
- HilltopSecurities Welcomes Experienced Team
- HTS Sponsors Red Balloon Run & Ride
- HilltopSecurities’ MC Planning is Now HilltopBancSystems
- HTS & FSAM to attend GFOA Conference
- HTS Raises $49,000 for Carry The Load
- FirstSouthwest to Attend FGFOA Conference
- HilltopSecurities.com Wins Best Investment Website Award
- HilltopSecurities Welcomes James H. Harding
- Hilltop Holdings Ranked 2nd in Nation
- HilltopSecurities Makes Strategic Appointments
- HilltopBancSystems to Attend MIBA Convention
- HilltopSecurities Sponsors Bond Buyer Conference
- HilltopSecurities Welcomes Regional Director
- HilltopSecurities to Attend TASA/TASB Convention
- HilltopSecurities Ranked 3rd Largest Clearing Firm
- HilltopSecurities Sponsors 2016 TML Conference
- HilltopSecurities’ Marti Shew Named Rising Star
- HilltopBancSystems to Attend ABA Convention
- HilltopSecurities Welcomes James Martin
- FSW Sponsors El Paso Municipal Investor Conference
- Hilltop Holdings among Fortune’s 100 Fastest Growing Companies
- Mark Grant Named Chief Strategist for HTS
- HilltopSecurities to Attend TASBO Conference
- HilltopSecurities Welcomes Advisors, Branch Managers
- HilltopSecurities Selects Redtail CRM
- FSAM to Host 2017 Post Issuance Compliance Seminar
- FSAM Reaches $11.9 Billion AUM
- Victor F. Medina Joins HilltopSecurities
- HTS Associates Raise $70K for Children’s Health
- HTS Professionals to Speak at 2017 NAST Symposium
- J. Stanley Mathis Joins HTIN in Austin, TX
- HTS Division Leaders to Speak at 2017 FINRA Conference
- HTS and FSAM to Attend 2017 GFOA Annual Conference
- HTS & Associates Raise $49K for Carry The Load
- Michael Frankel Joins HTS Capital Markets
- Trade Settlement Cycle Reduced to Two Days
- Kenneth G. Friedrich Joins HilltopSecurities
- Hilltop Holdings Contributes to Hurricane Relief Efforts
- Update: HTH Announces $200k Hurricane Fundraising Total
- HilltopSecurities Welcomes The Interstate Group
- HTS Director Named Rising Star by The Bond Buyer
- Hilltop Holdings Receives Investment Grade Ratings From KRBA
- FSAM’s Scott McIntyre to Speak at GFOAT
- HilltopSecurities Clients Win Deal of the Year Awards
- HilltopSecurities to Attend NCSHA’s 2018 HFA Institute
- HilltopSecurities Ranked No. 1 Municipal Advisor in Nation
- HTS Bankers to Attend 2018 TX-WPF Conference
- HTS Bankers to Speak at TX Public Finance Conference
- Hilltop Holdings Ranks No. 25 on Forbes List
- All Stars Project Honors HilltopSecurities
- HTS and Associates Raise $70K for Children’s Health
- HTS Appoints New Chief Information Officer
- FSAM’s Scott McIntyre to Speak at GFOA
- HTS Muni Advisors to Speak at FGFOA Annual Conference
- Greg Warner to Speak at CIA Conference
- Vickie Wise & Team Join HTS Private Client Group
- John G. Oleon Joins HilltopSecurities
- Muni Finance to Speak at Ore. & Tenn. Conferences
- Public Finance Announces Promotions
- HTS Banker Named Rising Star by The Bond Buyer
- HilltopSecurities Hires Former Stifel Bankers
- Richard Konkel to Lead Structured Products Group
- John Rolander to Speak at MCCBOA Fall Workshop
- Public Finance Clients Win Midwest Deal of the Year
- HilltopSecurities Announces New President and CEO
- Firm Strengthens Orig. and UW Practice in Midwest
- Medina Earns Minority Business Leader Award
- Public Finance Welcomes Bix Rathburn in Houston
- HilltopSecurities Welcomes Brad Winges, President & CEO
- HTS Welcomes Advisors Managing $382 Million
- Tom Kozlik Joins HilltopSecurities
- Public Finance Welcomes IBIC Co-Owners in Connecticut
- Co-Founders of YaCari Consultants Join HTS
- Firm and Employees Raise $75K for Children’s Health
- Univ. of Chicago Honors HTS, Hill Feinberg
- Laura Alexander Honoree for DBJ’s Women in Business Award
- Tom Kozlik discusses the state of municipal bonds on CNBC
- Jonathan Sobel Named Chairman of HilltopSecurities
- PCG Welcomes Advisors Managing $376 Million
- Kozlik discusses govt. outlooks on Bloomberg TV
- BDA Partners with HTS to Launch Affiliate Memberships
- The Bond Buyer Names Andre Ayala 2019 Rising Star
- HilltopSecurities Named Housing Partner of the Year
- PCG Welcomes New Advisor in St. Paul, Minn.
- HilltopSecurities to Host Cybersecurity Seminar
- Kozlik speaks pensions with Bloomberg, Bond Buyer
- DFW Airport Wins Innovative Financing Deal of the Year
- Tom Kozlik Elected to Smith’s 2019 Muni All-Star Team
- Kozlik Discusses 2020 Muni Market on Bloomberg
- 2020 Dallas Cybersecurity Seminar Details
- John Muschalek to Lead Wealth Management Division
- HilltopSecurities Welcomes Mahesh Swaminathan
- Kozlik Discusses Coronavirus’ Impact on Muni Credit
- Forbes Ranks Hilltop Holdings No. 35 Best Bank
- Tonya Todd Receives Affordable Housing Award
- Firm Appoints Fixed Income Co-Heads, Public Finance Leadership
- Kevin Barry Joins New Cleveland Office
- Rosenberg, Texas, Saves $1 Million with Refunding Bonds
- COVID-19 Company Response Plan
- HilltopSecurities Welcomes Michael Bartolotta
- HilltopSecurities Supports Hospitals Fighting COVID-19
- HilltopSecurities Donates $50K to U.S. Food Banks
- Longview, Texas, Saves Taxpayers Over $1 Million
- HilltopSecurities Welcomes William Evans
- HilltopSecurities Welcomes Michael L. Sorth
- Kozlik Discusses State/Local Govt. Relief on CNBC
- HilltopSecurities Opens New Office in St. Paul, MN
- PCG Welcomes Advisors in Sherman, TX
- HilltopSecurities Opens New Branch in Sherman Oaks
- Munis See Positive Inflows Despite Proposed HEALS Act
- Credit Quality Matters in Today’s Muni Market
- Firm Welcomes New CAO, Head of Finance & Strategy
- HilltopSecurities Expands Debt Capital Markets
- Kansas City Funds New Airport Terminal
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- Professional Insights: A Women’s Roundtable
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- A Conversation About Your Future
- Preparing for the Change to T+2 Settlement
- Exploring the Benefits of Goals-Based Planning
- The Fundamentals of Behavioral Finance
- Robo-Advisors vs Human Financial Advisors
- Decoding the Millennial Mystique
- Long-Term Care Insurance Can Help Protect Your Retirement
- Financial Planning with the Next Generation
- Plan Now To Cover Your Basics in Retirement
- What We Learned About Communicating Big Changes
- The Economics of Instability in Italy
- The Yield Curve as a Harbinger of Things to Come
- Protecting Your Documents from a Natural Disaster
- 5 Reasons Why FAs Should Join a Regional Firm
- Are You Prepared for the SEC’s New Disclosure Rules?
- Texas Municipal Finance Year in Review
- National Municipal Finance Year in Review
- Q&A with Brad Winges, CEO
- Municipal Bond Sector Credit Outlooks
- Investigate What Interests You
- 4 Things You Should Know About Social Security
- What is the Yield Curve?
- Investing in Municipal Bonds
- Navigating the Intricacies of Medicare, Part I
- Sudden Wealth Is More Common Than You Think
- The Advantages of Working with a Municipal Advisor
- Navigating Medicare, Part II: Changes to Medicare Premiums
- How the SECURE Act Affects Your Retirement
- HFA Flexibility Drives New Demand for DPA
- How the SECURE Act Affects Your Business
- The CARES Act and the Municipal Market
- Advancing Diversity in Financial Services
- Recent Laws Make College More Affordable
- Choosing the Method of Sale for Your Bond Issuance
- Navigating the Financial Aspects of Divorce
- The CARES Act Increases Access to Retirement Savings
- An Investor’s Guide to Municipal Bonds
- Why Pay More for Premium Bonds
- The Financial Crisis of Rural Hospitals, Explained
- Case Study: City of Ontario, Calif., Taxable POB
- Continuing Disclosure in the Age of Coronavirus
- 3 Bond Strategies that Make the Most of Your Principal
- Protecting Your Firm Under Reg BI
- Navigating Gray Divorce
- All Eyes Are On Congress
- Investing in a Bear Market
- How to Manage Your Bond Rating
- Determining the Path Toward Economic Recovery
- How Will the Election Impact Bond Issuers?
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