From fixed-income and equities securities to college savings plans and futures & commodities, our advisors recommend investments that can help you create a diverse portfolio suited to meet your specific needs.
COLLEGE SAVINGS
If you plan on sending your child to college, you should consider creating a college savings strategy today. HilltopSecurities’ trained and knowledgeable advisors are available to guide you through the process of setting up tax-advantaged savings methods like the 529 savings plan and the Coverdell Education Savings Account.
FUTURES & COMMODITIES
HilltopSecurities’ Strategic Asset Group is backed by a professionally staffed trading desk and seasoned brokers with experience in multiple areas of the futures and commodities markets. The full spectrum of futures trading encompasses an exciting, and often complex, arena of financial opportunity and risk. Markets available for trading include:
- Speculative trading
- Metals
- Hedging strategies
- US market indicies
- US and foreign currencies
- Agricultural products
- Energy products
Regardless of your goals, experience or needs, our experienced staff has the knowledge, research and capabilities to facilitate your trading needs.
Precious Metals
- Buying and selling coins and bullion
- Numismatics trading (Rare Coins)
- Estate liquidation
- Refining
- Specialty minting Managed Futures
Managed Futures*
Over the long term, managed futures can represent a class of “alternative investments” which could provide valuable diversification to a traditional portfolio of equities and bonds. Qualified investors can participate in the futures and commodities markets through the use of managed futures.
- Potential to lower overall portfolio risk
- Opportunity to enhance overall portfolio returns
- Broad diversification opportunities
- Opportunity to profit in a variety of economic environments
*Source: CME Group Managed Future: Portfolio Diversification Opportunities, 2012
*Diversification does not ensure a profit or guarantee against loss Commodity futures contracts are ineligible for SIPC protection There is a risk of loss in trading futures Futures trading is not right for everyone
SMALL BUSINESS
We understand that small business is the engine that drives economic growth and job creation. Your business has a vital role within our economy that is often underestimated. We understand the importance of your business regardless of its size.
We offer business solutions tailored to help you and your employees achieve your financial goals.
IRA — An IRA allows you to save for retirement with tax-free growth or on a tax-deferred basis. Our expertise extends to all forms of IRA — Traditional, Roth and Rollover.
Simplified Employee Pension (SEP) Plan — A SEP Plan allows you to make sizable contributions for yourself and employees who meet the requirements.
401(k) — 401(k) plans offer you and your employees a tax-deferred means of retirement savings.
Solo 401(k) — Similar to the plan above, but tailored for individual business owners such as sole proprietors.
Key Person Insurance — Key Person Insurance is a life insurance plan that mitigates the financial impact of the sudden death of a crucial executive.
Profit Sharing Plans (PSP) — A PSP allows you to share the profits of your company with your employees. Contributions are at the employer's discretion and are variable.
Connect with an advisor to determine which strategy best suits your needs.