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HilltopSecurities Welcomes Erik Rand and John Abely to its Structured Finance Division

09/09/2026

DALLAS, September 9, 2026 – Hilltop Securities Inc. (“HilltopSecurities”) today announced the additions of Erik Rand as Managing Director, Head of Whole Loan Trading, and John Abely as Managing Director, Institutional Sales, to its Structured Finance division.

Rand will lead the firm’s Whole Loan Trading efforts, focusing on growing the business and supporting HilltopSecurities’ existing Community Reinvestment Act (CRA) activity. He brings more than 30 years of experience in the industry, having worked across both primary and regional dealers. Rand joins HilltopSecurities from Performance Trust and has previously held roles at Stifel and Sandler O’Neill. He will also collaborate closely with the firm’s Fixed Income Strategies team to support broader sales and client coverage. Rand will be based in New York City and report to Ari Kavour, Executive Managing Director and Head of Structured Finance & Securitized Products Group at HilltopSecurities.

Abely joins the firm’s securitized products sales team, where he will help strengthen institutional distribution capabilities. He brings more than 30 years of experience in securitized products sales, having worked at Wells Fargo, RBC, Brean Capital, and other leading financial institutions. He will be based in New York and report to B.J. McAndrews, Managing Director and Structured Product Producing Sales Manager at HilltopSecurities.

“We are excited to welcome Erik and John to HilltopSecurities,” said Kavour. “Erik’s deep expertise in whole loan trading and his demonstrated ability to build and grow platforms will be instrumental as we continue to expand our capabilities in this space. John’s extensive relationships and experience in securitized products will further strengthen our distribution and enhance the value we deliver to our clients.”

About HilltopSecurities
Celebrating its 80th Anniversary in 2026, HilltopSecurities is a full-service municipal investment bank and wealth advisory firm providing a full suite of financial services for public entities, institutional investors, housing finance agencies, broker-dealers, and individual investors. With a legacy dating back to 1946, its primary areas of focus include public finance, capital markets, structured finance, retail brokerage, clearing services, and securities lending. Hilltop Securities Inc.’s goal is to build long-term relationships to help communities, businesses, and individuals thrive. A wholly owned subsidiary of Hilltop Holdings Inc. (NYSE: HTH), HilltopSecurities’ affiliates include Momentum Independent Network, HilltopSecurities Asset Management, HilltopSecurities Insurance, PlainsCapital Bank, and PrimeLending. Learn more at HilltopSecurities.com. Member: NYSE/FINRA/SIPC/NFA.

FORWARD-LOOKING STATEMENTS
This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause our actual results, performance or achievements to be materially different from any future results, performance or achievements anticipated in such statements. Forward-looking statements speak only as of the date they are made and, except as required by law, we do not assume any duty to update forward-looking statements. Such forward-looking statements include, but are not limited to, statements concerning such things as our plans, objectives, strategies, expectations and intentions and other statements that are not statements of historical fact, and may be identified by words such as “anticipates,” “believes,” “could,” “estimates,” “expects,” ”focus,” “forecasts,” “goal,” “grow,” ”growing,” “intends,” “may,” “might,” “plan,” “probable,” “projects,” “seeks,” “should,” “target,” “view” or “would” or the negative of these words and phrases or similar words or phrases. For a discussion of additional factors that could cause our actual results to differ materially from those described in the forward-looking statements, please see the risk factors discussed in Hilltop Holding Inc.’s most recent Annual Report on Form 10-K and subsequent Quarterly Reports on Form 10-Q and other reports that are filed with the Securities and Exchange Commission. All forward-looking statements are qualified in their entirety by this cautionary statement.

CONTACT: 
Hilltop Holdings Inc.
Ben Brooks
214.252.4047
ben.brooks@hilltop.com

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