Municipal Commentary
Tom Kozlik joined HilltopSecurities in 2019 as Head of Municipal Strategy and Credit. His published municipal market commentary can be found below.

With nearly two decades of experience in the fixed income industry, Kozlik is a nationally recognized strategist who brings unique insight and perspectives to his commentary and analysis of municipal market trends, opportunities and challenges. In 2018, Smith’s Research and Gradings included him on the first team in the generalist category of its Municipal All-Star Team. He was voted to Institutional Investor’s All-America Fixed Income Research Team and Greenwich Associates named him one of the Most Helpful Analysts in Municipal Bonds in 2015. In addition, Kozlik has taught graduate-level public finance courses at the University of Pennsylvania’s Fels Institute of Government, where he earned a Master of Government Administration.


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